Terms of Service Archive

Prior versions of the ParentSplit Terms of Service. The current version is always at parentsplit.app/terms.

Archived versions

Version 2.3.0 (effective May 26, 2026)

Archived version 2.3.0 · Effective May 26, 2026 · Superseded by the current Terms of Service

ParentSplit Terms of Service

Version 2.3 — Effective May 26, 2026

Heads up. These are the rules for using ParentSplit. We’ve written them in plain English wherever we can, with the legal version right after. The most important things to know: (1) you have to be 18 to use this; (2) you own your data and can leave any time; (3) when Improve receipts, search, and assistant is on, we may use anonymized, redacted receipt, search, and assistant signals to improve ParentSplit AI, but you can turn that off in Settings; (4) message tone training is separate, off by default, and requires you to enable Improve tone review; (5) the audit log is kept for 7 years as a documented communication record, even after you delete your account; (6) disputes go to arbitration in Florida, not court (with an opt-out window).

⚠️ Legal note. ParentSplit is a service of Leap21 LLC, a Florida limited liability company. These Terms are a legal agreement. We tried to keep them readable, but some parts are necessarily formal. If anything is unclear, email legal@parentsplit.app and we’ll explain.

Changes from v2.2 (May 2026)

This version (2.3) aligns the Terms with the redesigned app’s privacy controls, optional analytics, and reduced native permission surface. The core clauses are:

§ 9 (AI / ML Use of Data — User Grant) — UPDATED. A specific, narrowly scoped license you grant Leap21 to use anonymized, PII-redacted receipt, search, and assistant signals (not receipt images, not selected record IDs, not unredacted prompts/messages) to improve ParentSplit AI when Improve receipts, search, and assistant is on. Revocable any time via Settings → Privacy → Help improve AI; previously collected data deleted within 30 days. Message tone training is separate, off by default, and requires the Improve tone review toggle.
§ 10 (On-Device AI / Quick Scan) — UPDATED. Disclosure that supported iOS devices use Apple’s Foundation Models framework and supported Android devices use Google’s Gemini Nano/AICore, with a corresponding warranty disclaimer.
§ 11 (AI Output Disclaimer) — NEW. Standard disclaimer that AI-extracted fields are best-effort and you must review before saving.
§ 12 (Audit Log Retention Acknowledgment) — NEW. Explicit acknowledgment that the SHA-256 hash-chain audit log is retained for 7 years as a documented communication record, even after account deletion (actor anonymized after the 7-year window).

The Privacy Policy was updated in lockstep — see Privacy Policy v2.3 for the data-handling counterparts to these clauses.

By continuing to use ParentSplit on or after the effective date above, you accept Terms v2.3. If you do not accept the new terms, you can delete your account at Settings → Account → Delete Account.

1. Acceptance of Terms

Plain English. Using ParentSplit means you agree to these terms. You have to be 18 or older. If you’re using ParentSplit for a business or organization (not your personal co-parenting), you confirm you have the authority to bind that organization.

These Terms of Service (“Terms”) are a binding agreement between you (“you,” “your”) and Leap21 LLC, a Florida limited liability company (“Leap21,” “we,” “us,” “our”), and govern your access to and use of the ParentSplit mobile and web service (the “Service”).

You accept these Terms by (a) creating an account, (b) using the Service, or (c) clicking “I agree” or any equivalent acceptance button. If you do not accept these Terms, you may not use the Service.

You represent that you are at least 18 years of age and have the legal capacity to enter into this agreement under the laws of your jurisdiction. If you are using the Service on behalf of an entity, you represent that you have the authority to bind that entity to these Terms, and “you” includes that entity.

The current version of these Terms is always available at https://parentsplit.app/terms. We will tell you when material changes take effect — see § 19.

2. Description of Service

Plain English. ParentSplit helps two co-parents track and split shared child expenses. You scan receipts (we use AI to read them), log expenses, split them per your agreement, and settle up. There’s a free tier and a Pro tier.

The Service helps adult co-parents track, split, and settle shared child expenses. Core features include:

Receipt scanning (cloud-based by default; on-device on supported iOS and Android devices via Quick Scan)
Expense entry, categorization, and per-category split agreements
Settlement workflow with running balances
A hash-continuity audit log — a record of every expense-altering event where changes or omissions are cryptographically detectable
In-app comments between co-parents on individual expenses
Optional Pro tier with higher cloud AI scan limits, line-item extraction, custom split rules, PDF export, and unlimited history

We provide the Service on a “best-efforts” basis. We aim for high availability but do not guarantee 100% uptime. We may perform maintenance, deploy fixes, or change features at any time. We will give you reasonable notice of changes that materially reduce existing functionality you rely on.

The Service is currently offered in the United States and to users in jurisdictions where it does not violate local law. We may restrict access from any jurisdiction at our discretion (typically because of legal or compliance reasons specific to that jurisdiction).

Beta features, when offered, are clearly labeled. Beta features may have bugs, may change without notice, and may be discontinued. They are provided “as-is.”

3. User Accounts

Plain English. You’re responsible for keeping your account secure. Don’t share your password. Everything done under your account is your responsibility. Tell us right away if your account is compromised.

To use the Service you must create an account. You agree to:

Provide accurate and current information during sign-up
Keep your authentication credentials (password, magic-code emails, OAuth-connected accounts at Apple or Google) secure
Not share your account with anyone else (a single workspace shared with your co-parent is the intended pattern; that is not “account sharing” — it is workspace membership)
Be responsible for all activity that occurs under your account
Notify us at security@parentsplit.app immediately if you become aware of unauthorized use of your account

You may close your account at any time through Settings → Account → Delete Account, which triggers the deletion cascade described in Privacy Policy v2.3 § 7.2. Some data is retained as described in § 12 of these Terms (audit log).

We may suspend or terminate your account for violation of these Terms (see § 17).

Plain English. A workspace is the shared space where you and your co-parent log expenses together. Anything you log there is visible to both of you. If you and your co-parent fall out, you can leave the workspace, but your past entries stay because the audit log is meant to be tamper-evident. You can always delete your account.

A “workspace” is a shared container for two co-parents (or comparable trusted parties). Both members can read and write all data in the workspace, including expenses, receipts, comments, and settlements.

By inviting another person to a workspace or accepting an invitation, you acknowledge that:

All workspace data is visible to all workspace members
Data you contribute remains in the workspace history even after you leave (audit-log integrity)
You should only share a workspace with someone you trust as a co-parenting partner

If a workspace member becomes adversarial, you may:

Leave the workspace (Settings → Workspace → Leave Workspace)
Delete your account (Settings → Account → Delete Account)
Change your password and revoke active sessions

You cannot unilaterally delete entries the other workspace member can see. The audit log is tamper-evident by design (see § 12).

ParentSplit is not a court of law. We do not adjudicate disputes between co-parents. Our role is to provide an accurate, tamper-evident record of what was logged, by whom, and when.

5. Subscriptions and Payments

Plain English. Pro is a paid subscription for one user account. A shared workspace can have zero, one, or two Pro users. Apple or Google handles billing — we never see your card. The purchase stays tied to the Apple ID or Google account that bought it, auto-renews until cancelled through the App Store or Play Store, and refunds are handled by Apple or Google.

ParentSplit offers two tiers:

Free — the core experience with limits on AI scans per month and other features
Pro — higher AI scan limits, line-item extraction, custom splits, PDF export, unlimited history, and the ParentSplit AI copilot

Pro is sold as a subscription via:

Apple In-App Purchase on iOS, governed by your agreement with Apple
Google Play Billing on Android, governed by your agreement with Google

We use RevenueCat as a thin server-side broker to know which tier your account is on. We never see your credit card, CVV, bank account, or other payment credentials.

Per-user coverage. Pro is tied to the individual user account that purchased it. A two-person workspace may have zero, one, or two Pro users. Pro-only features are available only to the user whose account has active Pro, except that records created by a Pro user may remain visible in the shared workspace as part of normal collaboration, approval, balance, and audit history. The store purchase remains controlled by the purchasing Apple ID or Google account; the other workspace member cannot restore, cancel, or manage that purchase unless they bought it through their own platform account.

Auto-renewal. Your Pro subscription automatically renews at the end of each billing period (monthly or yearly, depending on the plan you choose) until you cancel. Apple and Google handle the renewal charge. To cancel, manage your subscription through:

iOS: Settings → [Your Name] → Subscriptions → ParentSplit
Android: Google Play → Profile → Payments and subscriptions → Subscriptions → ParentSplit

Pricing. Current pricing is shown in the app and on parentsplit.app. We may change pricing for new sign-ups at any time. We will notify existing subscribers at least 30 days in advance of any price increase that affects their next billing cycle. Continued use after the price change is acceptance.

Free trial. If we offer a free trial, you are charged at the end of the trial unless you cancel before. Trials may be limited to one per Apple ID or Google account.

Refunds. Refunds are governed by Apple’s and Google’s policies. We cannot issue refunds directly because the payment goes to Apple or Google, not us. Apple users may request a refund at https://reportaproblem.apple.com. Google users may request a refund through Google Play Help. We will support a legitimate refund request to the extent the platform allows.

Taxes. Prices include or exclude tax depending on your jurisdiction and the platform; the in-app purchase screen will show the final amount.

Failure to pay. If your subscription fails to renew (e.g., expired card), the platform will retry per its policy and may notify you. After the platform’s retry window, your account drops to the Free tier; your data is preserved.

6. Intellectual Property

Plain English. ParentSplit’s name, logo, software, and design are ours. You’re not getting a copy of those; you’re getting a license to use the Service. You can’t copy the app, reverse-engineer it, or pretend you built it.

The Service, including the ParentSplit name, logo, software, source code, designs, and all other content we provide (the “Leap21 IP”), is owned by Leap21 LLC or its licensors and is protected by copyright, trademark, and other intellectual-property laws.

We grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Service for its intended purpose, subject to these Terms.

You agree not to:

Copy, modify, distribute, sell, or lease the Service or any part of it
Reverse-engineer, decompile, or attempt to derive the source code of the Service (except where applicable law expressly permits)
Remove, alter, or obscure copyright, trademark, or other proprietary notices
Use the ParentSplit name, logo, or trademarks without our prior written permission
Frame, mirror, or scrape the Service or its content without authorization

7. Your Content; License You Grant Us

Plain English. You own everything you put into ParentSplit — your expenses, your receipts, your comments. We need a limited license to your data to actually run the Service for you (display it back to you, sync it across devices, share it with your workspace member, etc.). When you delete your data, our license ends.

You retain all ownership and intellectual-property rights in any data you provide to or generate within the Service (“Your Content”), including:

Receipt images you upload or capture
Expense entries, comments, custom categories, and other text you create
Settlement records and workspace configuration

You grant Leap21 a worldwide, non-exclusive, royalty-free license to host, store, transmit, display, modify (only as necessary for technical operation — e.g., compression, format conversion), and back up Your Content solely as necessary to operate the Service for you and your workspace members.

This license:

Terminates automatically when you delete the relevant data or your account
Does not give us the right to publish, sublicense, sell, or use Your Content for advertising
Does not give us the right to use Your Content for AI training except to the extent narrowly granted in § 9 below (anonymized receipt/search/assistant signals and, only if separately enabled, redacted message-tone examples)
Does not affect your ownership

You represent that you have all necessary rights to provide Your Content to the Service and that doing so does not violate any third-party rights.

8. Acceptable Use

Plain English. Don’t use ParentSplit to harass anyone. Don’t try to break the system. Don’t use it to do illegal stuff. Be a decent person.

You agree not to use the Service to:

Harass, threaten, intimidate, defame, or abuse any other person, including (and especially) your co-parent or members of any workspace you are part of. ParentSplit is built for cooperative co-parenting; using it as a vector for harassment is a material breach.
Impersonate any other person
Engage in any illegal activity, including but not limited to fraud, identity theft, money laundering, or violation of court orders or custody agreements
Upload or transmit malware, viruses, or harmful code
Attempt to gain unauthorized access to the Service, any account, or any system
Probe, scan, or test the vulnerability of the Service except through our coordinated security disclosure program (security@parentsplit.app)
Interfere with or disrupt the Service, including via denial-of-service attacks, abusive automated traffic, or excessive API requests
Use the Service to compete with Leap21 or to develop a competing product
Resell, white-label, or redistribute the Service without our written permission
Use the Service in violation of these Terms, the Privacy Policy, or applicable law

We may investigate suspected violations and take enforcement action, including content removal, account suspension, or account termination (see § 17).

9. AI / ML Use of Data — Your Grant to Us (NEW v2)

Plain English. When Improve receipts, search, and assistant is on, we may keep anonymized, redacted learning signals from cloud receipt scans, searches, and assistant usage — never receipt images, never selected record IDs, never raw messages, never your name, and never exact dollar amounts. We use that to make ParentSplit’s AI features better over time. Message tone training is separate: it starts only if you enable Improve tone review, and it stores redacted message-tone examples, not raw messages. You can turn either control off in Settings → Privacy → Help improve AI, and we delete what we already collected within 30 days. We never sell this. We never use it for ads.

When Improve receipts, search, and assistant is on, you grant Leap21 a non-exclusive, royalty-free, perpetual (subject to revocation), worldwide, sublicensable license to use the anonymized, PII-redacted parsed result of your Cloud Scans and the redacted search/assistant interaction signals described in the Privacy Policy solely for the limited purpose of improving the accuracy, relevance, safety, and quality of ParentSplit-controlled AI systems.

Separately, if you enable Improve tone review, you grant Leap21 a non-exclusive, royalty-free, perpetual (subject to revocation), worldwide, sublicensable license to use redacted message text, coarse tone labels, and coarse text metadata solely for improving ParentSplit’s tone-review, heated-language warning, and rewrite-assistance systems. This message-tone grant is off by default and independent from the Cloud Scan grant.

The receipt data covered by this license is described in detail in Privacy Policy v2.3 § 4.5 (psxMonoTrainingPairs). In summary, we retain only:

A SHA-256 hash of your workspace ID with a server-side pepper (one-way and unrecoverable)
A bucketed amount ($5 buckets ≤ $100, $25 buckets > $100; never the exact amount)
The merchant name only if it appears on a small whitelist of public chains; otherwise null
Line items with names redacted to category labels for any item in a sensitive category (medical, pharmacy, mental-health, legal, addiction-recovery, mature-content)
A redacted version of the OCR text with names, addresses, phone numbers, emails, and account numbers stripped
Day-of-week and hour-of-day (no exact date)
A SHA-256 fingerprint of the redacted payload for deduplication

The search and assistant data covered by this license is described in Privacy Policy v2.3 § 4.7 (assistantInteractionTrainingEvents). In summary, we retain only redacted prompts/responses, result counts, selected result type/rank, action/outcome signals, provider/model names, latency buckets, pending-expense count or amount buckets, and deduplication fingerprints.

This license does NOT cover:

The receipt image itself (which stays in your workspace storage and is deleted with the expense)
Your workspace ID, user ID, email, or any direct identifier
Exact amounts, selected record IDs, raw assistant prompts, raw assistant responses, names of co-parents or children, free-text notes, or comment-thread content

The message-tone grant covers only the redacted rows described in Privacy Policy v2.3 § 4.6 (messageToneTrainingPairs). It does not cover raw message text, workspace ID, user ID, message ID, topic ID, email, co-parent names, child names, phone numbers, email addresses, links, exact dates/times, exact amounts, payment/account details, case/order numbers, addresses, receipt images, or receipt OCR.

You may revoke the receipt/search/assistant grant at any time by toggling Settings → Privacy → Help improve AI → Improve receipts, search, and assistant to OFF. Revocation:

Stops new receipt, search, and assistant training writes from your workspace immediately
Triggers a daily automated cleanup job (cleanupOptedOutTrainingPairs, runs 03:00 UTC) that deletes all previously collected anonymized/redacted training rows tied to your workspace
Includes a 30-day grace period from the opt-out timestamp before deletion fires, to prevent accidental data loss from rapid opt-out / opt-in cycles

This license also automatically terminates upon account deletion, and previously collected anonymized/redacted training rows are deleted as part of the deletion cascade (Privacy Policy v2.3 § 7.2).

You may revoke the message-tone grant at any time by toggling Settings → Privacy → Help improve AI → Improve tone review to OFF. Revocation stops new tone-training writes immediately and triggers deletion of previously collected tone-training rows tied to your workspace within 30 days.

The receipt/search/assistant training default for new users and existing users on the v2.3 effective date is opt-in. Improve tone review defaults to off. Continued use of the Service after the v2.3 effective date constitutes acceptance of the updated receipt, search, assistant, and Quick Scan disclosures; message tone training still requires your separate opt-in.

We will not sell, share for cross-context behavioral advertising, or use this data for advertising or any purpose outside the limited scope above.

10. On-Device AI — Quick Scan (NEW v2)

Plain English. On supported iPhones and Android phones, the Quick Scan button runs the AI on your phone using Apple’s or Google’s on-device model, not ours. Your receipt picture never leaves your phone. Because Apple or Google’s software is doing the work, we can’t make promises about how that model performs — we just hand off to it and use whatever it gives us back.

On supported iOS and Android devices, the Service offers a Quick Scan feature that performs receipt extraction entirely on-device, without uploading the receipt image to ParentSplit’s servers. On iOS, Quick Scan uses Apple’s on-device Foundation Models framework with Apple Vision OCR. On Android, Quick Scan uses Google’s Gemini Nano model, accessed via Android’s AICore framework, in conjunction with Google’s ML Kit OCR.

You acknowledge and agree:

Quick Scan is provided as a convenience and is dependent on Apple or Google’s on-device model, which is software provided by Apple or Google, not by Leap21
Leap21 has no control over Apple or Google’s model behavior, quality, accuracy, or update cadence
Leap21 makes no warranty of any kind, express or implied, regarding the on-device model’s performance, accuracy, or fitness for a particular purpose
Quick Scan’s availability depends on your device’s hardware, operating-system version, and Apple or Google’s continued support of the on-device model APIs
The receipt image used by Quick Scan stays in your device’s app sandbox and is not uploaded to ParentSplit servers; the structured fields you save (and only those) are transmitted as if you typed them in manually
No training-pair record is created from Quick Scan invocations (see § 9 — that license applies only to Cloud Scan)

If you experience inaccurate results from Quick Scan, you can re-scan with the Cloud Scan path or enter expense details manually.

11. AI Output Disclaimer (NEW v2)

Plain English. AI is a guess. Always read what got pre-filled before you save the expense. Don’t sue us if the AI mis-reads a receipt and you saved a wrong number.

AI-extracted fields produced by Cloud Scan or Quick Scan (including but not limited to merchant name, total amount, line items, category, dates, and matched children) are best-effort outputs and may be inaccurate, incomplete, or wrong.

You are solely responsible for reviewing and verifying AI-extracted fields before saving an expense. Once you save an expense, the saved values become the record-of-truth in your workspace and the audit log.

Leap21 is not liable for any consequences arising from your reliance on AI-extracted fields, including but not limited to:

Errors in expense splits or balances caused by mis-read amounts
Mis-categorized expenses
Findings based on records that contained AI-extraction errors you did not catch

This disclaimer is in addition to the general disclaimers in § 14. Nothing in this section limits any non-disclaimable warranty under applicable consumer law.

12. Audit Log Retention Acknowledgment (NEW v2)

Plain English. ParentSplit keeps a hash-continuity log of every change to expenses (a SHA-256 hash chain). It’s there so you have a documented record of what changed and when. Changes or omissions are cryptographically detectable. We keep it for 7 years even if you delete your account, because if we deleted it, a bad actor could erase their tracks. After 7 years, your name comes off it.

The Service maintains a SHA-256 hash-chain audit log of all expense-altering events in each workspace. Evidence exports are server-signed and independently verifiable when generated. The audit log:

Is generated automatically and cannot be disabled by users
Is retained for seven (7) years to satisfy the longest reasonable record-retention period in U.S. family law and to support dispute resolution with a documented, verifiable history
Is preserved through account deletion (Privacy Policy v2.3 § 7.2) — the actor field continues to identify you by your internal account ID for the seven-year window so the co-parent’s history remains intact and tamper-evident
Is anonymized after the seven-year window (actor field replaced with deleted-user) and rolled into long-term cold storage
Provides hash continuity so changes or omissions are cryptographically detectable
Can be included in server-signed evidence exports with verification at https://parentsplit.app/verify

By using the Service, you acknowledge and agree to this retention schedule. You acknowledge that the documented-record purpose of the audit log requires its preservation through account deletion, and that the seven-year retention period reflects a legitimate interest of all workspace members and any future reviewer of the workspace’s history. ParentSplit does not provide legal advice or guarantee court admissibility.

This retention is independent of the Privacy Policy’s data-minimization principles; it is grounded in legal obligations and legitimate interests as described in Privacy Policy v2.3 § 8.

13. Privacy and Data Protection

Plain English. What we collect and how we use it is in the Privacy Policy. Short version: we don’t sell your data, we don’t use it for ads, and you can export or delete it at any time.

Our collection and use of personal data is described in the ParentSplit Privacy Policy v2.3, which is incorporated into these Terms by reference. By using the Service you agree to the data practices described there.

Highlights:

We are GDPR-compliant for users in the EEA, UK, and Switzerland (see Privacy Policy § 7 for your data-subject rights)
We are CCPA/CPRA-compliant for California residents (see Privacy Policy § 13)
We do not sell your personal information and have not done so in the preceding 12 months
We do not share for cross-context behavioral advertising
Privacy contact: privacy@parentsplit.app

For specific rights — access, rectification, erasure, portability, objection, opt-out of AI training — see Privacy Policy § 7.

14. Disclaimers and Limitation of Liability

Plain English. ParentSplit is provided “as-is.” We try to make it good, but software has bugs, AI has errors, and the internet has outages. The most you could ever recover from us is the amount you paid us in the last 12 months (so for free users, that’s $0). This is normal SaaS-policy stuff, but if your local consumer law gives you stronger rights, those rights still apply.

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LEAP21 DISCLAIMS ALL WARRANTIES, INCLUDING WITHOUT LIMITATION:

IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
WARRANTIES THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
WARRANTIES THAT AI-EXTRACTED FIELDS WILL BE ACCURATE OR COMPLETE (see also § 11)
WARRANTIES REGARDING THIRD-PARTY SERVICES (Apple, Google, Convex, Cloudflare, RevenueCat, Sentry, PostHog, Resend, Vertex AI, Gemini, Grok, Apple Foundation Models, Gemini Nano)

Limitation of Liability. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LEAP21’S TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS, IN AGGREGATE, SHALL NOT EXCEED THE GREATER OF (a) ONE HUNDRED U.S. DOLLARS (USD $100) OR (b) THE TOTAL AMOUNT YOU PAID LEAP21 IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

LEAP21 SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, OR USE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Force Majeure. Neither party is liable for failure or delay in performance caused by events beyond reasonable control, including natural disasters, pandemics, acts of war or terrorism, government action, internet or power outages, or third-party service failures (e.g., Convex, Apple App Store, Google Play, Cloudflare, the AI providers).

Statutory exceptions. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of incidental or consequential damages. In those jurisdictions, the limitations above apply to the maximum extent permitted by law. Nothing in these Terms is intended to exclude or limit liability that cannot be excluded or limited under applicable law (including consumer-protection laws).

15. Indemnification

Plain English. If you do something bad with ParentSplit and a third party sues us over it, you have to cover our reasonable legal costs.

You agree to defend, indemnify, and hold harmless Leap21 LLC and its officers, directors, employees, contractors, agents, licensors, and affiliates from and against any claims, demands, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

Your use of the Service
Your Content (including any claim that Your Content infringes a third party’s rights)
Your violation of these Terms
Your violation of any third party’s rights, including intellectual-property, privacy, or publicity rights
Your violation of any applicable law

Leap21 reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification, in which case you agree to cooperate.

16. Third-Party Services

Plain English. ParentSplit relies on Apple, Google, Convex, and a few others. Their terms apply when you use their parts of the experience.

The Service depends on third-party services, each governed by its own terms:

Apple — App Store, In-App Purchase, Sign In with Apple, Push Notifications (APNs), Foundation Models framework on supported iOS devices
Google — Play Store, Play Billing, Google OAuth, Vertex AI Gemini, AI Studio Gemini, Gemini Nano (on supported Android devices), Firebase Cloud Messaging
xAI — Grok 4.1 receipt-scanning fallback
Convex — backend database, file storage, real-time sync
Cloudflare — DNS, CDN, Workers, Tunnel, Email Routing
RevenueCat — subscription state broker
Sentry — optional crash reporting
PostHog — optional product analytics
Resend — transactional email

Your use of these services is governed by their respective terms. Leap21 is not responsible for the acts or omissions of these third parties beyond our reasonable diligence in selecting and overseeing them as sub-processors per Privacy Policy § 6.1.

17. Termination

Plain English. You can leave any time. We can kick you out if you violate these terms (with notice when reasonable). The terms about data, IP, and lawsuits keep applying after you leave.

Termination by you. You may terminate these Terms at any time by deleting your account at Settings → Account → Delete Account. Termination triggers the deletion cascade described in Privacy Policy v2.3 § 7.2, with the audit-log carve-out described in § 12 above.

Termination or suspension by Leap21. We may suspend or terminate your account, with or without notice (notice provided where reasonable), if:

You materially breach these Terms or our Acceptable Use Policy (§ 8)
You use the Service for unlawful purposes
We are required to do so by law or by Apple/Google’s policies
Your conduct creates risk of liability for Leap21 or harm to other users
You fail to pay for Pro after the platform’s retry window (drops to Free tier; full account remains)

For terminations not based on a material breach (e.g., we discontinue the Service), we will give you reasonable advance notice and a means to export your data.

Effect of termination. Upon termination, your right to access the Service ceases. The provisions that by their nature should survive termination — including § 6 (IP), § 7 (license), § 9 (revocability of AI-training license, with the deletion mechanic), § 12 (audit-log retention), § 14 (disclaimers and liability cap), § 15 (indemnification), § 18 (dispute resolution), and § 21 (general) — survive.

18. Dispute Resolution

Plain English. If we have a fight, we try to work it out informally first (you email us, we have 30 days to fix it). If that doesn’t work, disputes go to arbitration in Florida — not court — and you can’t bring a class action. You have 30 days from accepting these terms to opt out of arbitration if you want to. Small claims is always allowed.

18.1 Informal Dispute Resolution (try this first)

Before formally pursuing any dispute, you agree to send a written notice to legal@parentsplit.app describing the dispute and your proposed resolution. We will attempt in good faith to resolve the dispute within thirty (30) days of receipt. Most disputes are resolved this way.

18.2 Binding Arbitration

If the informal process does not resolve the dispute within 30 days, you and Leap21 agree to resolve any remaining dispute by binding individual arbitration administered by JAMS (jamsadr.com) under its Streamlined Arbitration Rules and Procedures. The arbitration shall take place in Tampa, Florida, USA, or remotely at the arbitrator’s discretion. The arbitrator has exclusive authority to decide all issues relating to the enforceability, scope, and applicability of this arbitration provision.

The arbitrator may award the same damages and relief that a court could award. Each party bears its own attorneys’ fees, except where applicable law requires otherwise. Filing fees follow JAMS’s consumer-friendly fee schedule, which Leap21 will pay in full for any consumer claim under USD $10,000.

18.3 Class Action and Jury Trial Waiver

YOU AND LEAP21 AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. ARBITRATION DOES NOT PERMIT CLASS-WIDE RELIEF. YOU AND LEAP21 EACH WAIVE THE RIGHT TO A JURY TRIAL FOR ANY DISPUTE COVERED BY THIS SECTION.

18.4 Small Claims Carve-Out

This § 18 does not prevent either party from bringing an individual claim in small-claims court in Hillsborough County, Florida, or in the small-claims court of your residence, if the dispute qualifies for that court’s jurisdiction.

18.5 30-Day Opt-Out Right

You have the right to opt out of the arbitration agreement and class-action waiver in §§ 18.2–18.3 by sending written notice to legal@parentsplit.app with the subject line “Arbitration Opt-Out” within thirty (30) days of first accepting these Terms (or first accepting a material Terms update, if you are an existing user). Your notice must include your full name and the email associated with your ParentSplit account. Opt-out does not affect any other provision of these Terms.

18.6 Governing Law and Venue (for non-arbitrable matters)

These Terms are governed by the laws of the State of Florida, USA, without regard to conflict-of-laws principles. For disputes that are not subject to arbitration (e.g., matters carved out by § 18.4 or where you have validly opted out under § 18.5), the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Hillsborough County, Florida, USA.

18.7 EEA / UK / Swiss Residents

If you are a consumer resident in the European Economic Area, United Kingdom, or Switzerland, the arbitration and class-waiver provisions in §§ 18.2–18.3 do not apply where prohibited by your local consumer-protection law. In that case, disputes will be heard by the competent courts of your country of residence, applying your country’s mandatory consumer-protection rules. The European Commission’s online dispute resolution platform is available at https://ec.europa.eu/consumers/odr.

19. Changes to These Terms

Plain English. We can update these Terms. For changes that meaningfully affect you, we’ll email you, show you a notice in the app, and give you 30 days before the change takes effect. For typo fixes and clarifications, we’ll just update the doc.

We may modify these Terms at any time. For material changes (e.g., changes that expand our rights to use your data, change the dispute-resolution process, or affect your subscription terms), we will:

Update the “version” and “effectiveDate” fields at the top of this document
Send notice to your registered email address
Display an in-app notice on next launch
Provide a thirty (30) day grace period before the change takes effect
For material changes specifically expanding our use of your data: show a one-time consent-acknowledgment screen on next launch

Continued use of the Service after the new effective date constitutes acceptance of the modified Terms. If you do not accept, your remedy is to delete your account at Settings → Account → Delete Account.

For non-material changes (typos, formatting, clarifications, sub-processor list updates), we will update the document and the “lastUpdated” field without separate notice.

All prior versions remain accessible at https://parentsplit.app/terms/archive.

20. Beta Programs and Feedback

Plain English. If you try a beta feature, expect bugs. If you give us feedback or suggestions, we can use them.

Beta features are clearly labeled as such. By using a beta feature you acknowledge that it may have bugs, may change without notice, and may be discontinued without obligation to you.

If you provide feedback, suggestions, or ideas about the Service (“Feedback”), you grant Leap21 a perpetual, irrevocable, royalty-free, worldwide license to use, modify, and incorporate the Feedback into the Service or any other Leap21 product without obligation or attribution. Feedback is not considered confidential information.

21. General Provisions

Plain English. Standard legal cleanup: this is the whole agreement, if one part gets thrown out the rest still works, we can transfer the company, you can’t transfer your account, etc.

21.1 Entire Agreement

These Terms, together with the Privacy Policy and any additional terms applicable to specific features (e.g., beta-program agreements), constitute the entire agreement between you and Leap21 regarding the Service and supersede any prior agreements.

21.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

21.3 Waiver

Our failure to enforce any provision of these Terms is not a waiver of our right to enforce it later. Any waiver must be in writing.

21.4 Assignment

You may not assign these Terms or any of your rights or obligations under them without our prior written consent. Leap21 may assign these Terms in connection with a merger, acquisition, sale of assets, corporate reorganization, or by operation of law, without your consent. Any attempted assignment in violation of this section is void.

21.5 No Agency

Nothing in these Terms creates a partnership, joint venture, agency, employment, or franchise relationship between you and Leap21.

21.6 Headings

Headings are for convenience only and do not affect interpretation.

21.7 Electronic Communications

You consent to receive communications from us electronically (email, push notifications, in-app messages). Electronic communications satisfy any legal requirement that communications be in writing.

21.8 Notices to Leap21

Formal legal notices to Leap21 must be sent to legal@parentsplit.app and to Leap21 LLC (mailing address available upon written request to legal@parentsplit.app), United States (postal mail). Notices are deemed delivered when received.

21.9 Notices to You

Notices to you may be sent to your registered email address, displayed in-app, or posted on parentsplit.app. Notices are deemed delivered when sent (email) or posted (in-app or website).

21.10 Export Compliance

You agree to comply with all U.S. and international export and re-export laws and regulations applicable to the Service.

21.11 U.S. Government Restricted Rights

If the Service is licensed to a U.S. Government entity, the Service is “Commercial Computer Software” per FAR 12.212 / DFARS 227.7202; rights are limited to those granted in these Terms.

22. Contact

If you have questions about these Terms or want to exercise a right described here:

Legal: legal@parentsplit.app
Privacy: privacy@parentsplit.app
General support: info@parentsplit.app
Security: security@parentsplit.app
Mailing address: Leap21 LLC (mailing address available upon written request to legal@parentsplit.app), United States

Response time: within 30 days of receipt; we may extend by an additional 60 days for unusually complex requests, with notice.

Plain-English summaries are provided for accessibility but do not modify or override the legal text in each section. Where the plain-English summary and legal text appear to conflict, the legal text controls.